Terms of Use

Effective Date: May 1, 2026

These Terms of Use ("Terms") constitute a legally binding agreement between you and Squared Away Finance Inc., a Delaware C Corporation ("Company," "we," "us," or "our"), governing your access to and use of the Squared Away Forecaster application ("Application").

Acceptance of Terms

By creating an account and using the Application, you agree to be bound by these Terms. If you do not agree to these Terms in their entirety, you are not permitted to use the Application.

Eligibility and Access

The Application is intended solely for individuals who have a valid U.S. Apple ID. Users temporarily traveling outside the United States may continue to access the Application. By using the Application, you represent and warrant that you meet these eligibility requirements.

License Grant

Subject to your compliance with these Terms, the Company grants you a limited, non-exclusive, non-transferable, revocable license to download and use the Application on any iPhone that you own or control, solely for your personal, non-commercial purposes. This license does not include any right to sublicense, resell, or otherwise transfer the Application to any third party.

Use of the Application

The Application is licensed for personal, non-commercial use only. You agree not to:

Account Responsibility

You are responsible for providing accurate and complete account information and for maintaining the security of your account. You may delete your account and all associated data at any time through the Application settings or by contacting us at support@squaredawayfinance.com.

Termination

The Company reserves the right to suspend or terminate your account and access to the Application at any time, with or without notice, if you violate these Terms or engage in any conduct the Company deems harmful to other users, the Company, or third parties. Upon termination, your license to use the Application will immediately cease.

Subscription Terms

All subscriptions are billed and managed exclusively through your Apple ID. The Company does not have access to your payment information. Apple handles all billing, cancellations, and refund requests in accordance with its own terms. Any updates to pricing or subscription features will be communicated via Apple.

User Content

Any content you create within the Application is stored in your iCloud account and on your device. The Company does not claim ownership of your content. You are solely responsible for the security of your Apple ID and device.

Intellectual Property

All software, design, user interface, visual elements, branding, features, functionality, and content within the Application are the exclusive property of Squared Away Finance Inc. and are protected by United States and international copyright, trade secret, and intellectual property laws.

You may not, without the prior written consent of the Company:

Any unauthorized use of the Company's intellectual property will be considered a material breach of these Terms and may subject you to civil and criminal liability to the fullest extent permitted by law.

No Financial Advice

The Application provides tools for personal financial forecasting and organizational purposes only. Nothing in the Application constitutes or should be construed as financial, investment, tax, accounting, or legal advice. The Company is not a registered investment advisor, broker-dealer, financial planner, or tax professional.

All financial decisions you make based on information or projections within the Application are made solely at your own discretion and risk. The Company expressly disclaims any liability for decisions made in reliance on the Application. You are strongly encouraged to consult a qualified financial or legal professional before making any significant financial decisions.

Support and Maintenance

The Company is solely responsible for providing maintenance and support for the Application. Apple has no obligation whatsoever to furnish any maintenance or support services with respect to the Application.

Product Liability

The Company is solely responsible for any product liability claims, consumer protection claims, intellectual property infringement claims, and any other claims arising from your use of the Application. Apple is not responsible for any such claims.

Limitation of Liability

The Application is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. To the fullest extent permitted by applicable law, Squared Away Finance Inc. shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or goodwill, arising out of or in connection with your use of or inability to use the Application. No method of transmission or storage is completely secure, and the Company cannot guarantee absolute security of your data.

Third-Party Beneficiary

You acknowledge and agree that Apple and its subsidiaries are third-party beneficiaries of these Terms, and that upon your acceptance of these Terms, Apple will have the right (and will be deemed to have accepted the right) to enforce these Terms against you as a third-party beneficiary thereof.

Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law principles. Any dispute arising out of or relating to these Terms or the Application shall be resolved exclusively in the state or federal courts located in Delaware, and you consent to the personal jurisdiction of such courts.

Changes to Terms

The Company reserves the right to update or modify these Terms at any time. The Company will post any updates to this page. Continued use of the Application following the posting of changes constitutes your acceptance of the revised Terms.

Contact

For questions regarding these Terms, please contact us at support@squaredawayfinance.com.

Last Updated: March 5, 2026